If you are struggling to pay your mortgage, we can help prevent you from loosing your house, and allow you to stay in your home as a tenant this also includes the option to buy back your property in the future when your financial position has improve

If you are unsure or would like to speak to someone regarding your options, don't hesitate to make an application, its FREE and you are under no obligation. our friendly advisers are happy to review and discus your options to help you make an informed decision about your future. Please fill in the form to your right if you would like to progress this option further

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We will give you a free, no-obligation offer for your property.

We can pay off your mortgage arrears in order to prevent the house repossession and allow the sale to go through.

We offer a Safe Sell and Rent Back service that allows you to receive the cash for the property and remain as a tenant.

We appreciate that the threat of house repossession can be a stressful and worrying time. We aim to produce stress-free, no-hassle solutions which allow you to successfully move on in life.

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Repossession Article

Get The Best Reposession Advice Mortgage repossession can be stressful event the possibility of being moved from your house and dealing with the financial problems that have led up to it can be an emotional turbulent time.

However there is some legislation called “Prevention of Homelessness Act”, and it protects residents of England and Northern Ireland.

The general gist of the legislation is that if someone does not have any were to live, the courts can suspend the eviction to allow time for the individual or person to find another place of residence.

The legislation also says that this does also apply to the circumstance of eviction due to mortgage repossession.

The application can be made by someone who is subject to eviction prior to action being taken

Were the home in question is inhabited as the persons only dwelling the court has the power to suspend the repossession process for any period that they see fit. The way the legislation is worded gives the judge a very open amount of power to do what they perceive as fare in the circumstances

The legislation stipulates that a court can decide to suspend the repossession for mortgage arrears or eviction for unpaid rent to prevent the person or persons residing there from “sleeping rough” or having to reside somewhere considered nor fit for inhabitation by humans

Another part of the legislation talks about variable rates of interest and gives power to the court to change the rate of interest that the individual is paying on the mortgage if that is a reasonable action to take to prevent the repossession taking place which would lead to someone being homeless.

There are some stipulations built in, however. The rate of interest that the court alters the mortgage to cannot be less than that applied by the UK federal Department for Work and Pensions

It also gives the court power to waiver any of the charges and fees or interest associated that may be a contributing factor to the repossession.

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